3319 Viola Way, Bumpass, VA 23024

$499,000
  • 3319 Viola Way, Bumpass, VA 23024 Main Photo

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ACTIVE Price Reduced by $26,000 on October 1st, 2026
BEDS3 BATHS3 full SQUARE FEET1,795 MLS#VASP2043622
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONROCKLAND CREEK ESTATES SCHOOLSPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Property Description

ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid. Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades. Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access" The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year) Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

3319 Viola Way | MLS# VASP2043622

This single family home located at 3319 Viola Way, Bumpass, VA 23024 is currently listed for sale with an asking price of $499,000. This property was built in 1995 and has 3 bedrooms and 3 full baths with 1795 sq. ft. Viola Way is located in the ROCKLAND CREEK ESTATES subdivision within the SPOTSYLVANIA COUNTY PUBLIC SCHOOLS school district. Search ROCKLAND CREEK ESTATES real estate on www.danitajacksonrealestate.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Fully Finished
Cooling: Central A/C
Fireplaces: 1
Fuel Type: Electric
Garage: 2
Heating: Heat Pump(s), Central
Home Style: Contemporary
Lot Size: 1.00 Acres
Roof Type: Metal
Stories: 1.5
Taxes: $2,547
Year Built: 1995

Feature Descriptions

Accessibility: 2+ Access Exits
Additional Structures: Above Grade, Below Grade
Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer - Electric, Energy Efficient Appliances, Oven - Double, Refrigerator, Stainless Steel Appliances, Washer
Days on Site: 91
Exterior: Combination
Exterior: Boat Storage, Hot Tub, Outbuilding(s), Secure Storage
Fireplace: Fireplace - Glass Doors, Gas/Propane
Flooring: Hardwood
HOA Fee: $365.00/Annually
Interior: Bathroom - Walk-In Shower, Breakfast Area, Entry Level Bedroom, Kitchen - Island, Pantry, Primary Bath(s), Store/Office, Upgraded Countertops, Walk-in Closet(s), WhirlPool/HotTub, Wood Floors
Lake Name: Lake Anna
Lot: Backs to Trees, Cul-de-sac, Front Yard, Level, Partly Wooded, Private, Road Frontage
Lot Dimensions: 1.00 Acre(S)
Parking Features: Paved Driveway
Parking Notes: 3 Total Parking Spaces
Pet Restrictions: No Pet Restrictions
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 3,Kitchen, Laundry, Office, Bathroom 2,Bathroom 3,Bonus Room, Primary Bathroom
Sewer: On Site Septic
Special View Info: Street, Trees/Woods
SQFT Above Finished: 1539
SQFT Below Finished: 256
SQFT Total Finished: 1795
Structure Type: Detached
Total Garage/Parking Spaces: 3
Utilities: Above Ground
Water: Well
Water Access: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
Windows: Bay/Bow, Double Hung
Wooded: Yes

Local Schools

High School: SPOTSYLVANIA
Middle School: POST OAK
Elementary School: BERKELEY
School District: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Berkshire Hathaway HomeServices PenFed Realty
Agency Phone: 5403717653

Shown By

Agent Name: Danita Jackson
Agent Phone: (804) 908-2288 Cell
Agency Title: Joyner Fine Properties

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Estimated Payment

$ 2,881.01 per month $2,523.22 Principal & Interest $212.25 Property Tax $145.54 Homeowner's Insurance

Change Payment Information

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Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613

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