5432 Holley Oak Lane, Fredericksburg, VA 22407

$634,900
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ACTIVE
BEDS4 BATHS3 full 1 partial SQUARE FEET3,476 MLS#VASP2038896
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONLEES PARKE SCHOOLSPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Property Description

5.25% ASSUMABLE LOAN AVAILABLE TO QUALIFIED BUYERS WITH AN APPROXIMATE ASSUMABLE BALANCE OF $588,000 + SELLER WILL PAY OFF THE SOLAR PANELS AT CLOSING. THIS COULD CREATE SIGNIFICANT MONTHLY SAVINGS COMPARED TO OBTAINING A NEW LOAN AT CURRENT MARKET RATES. ELECTRIC BILLS AVERAGE AROUND $30/MONTH. This is the opportunity buyers have been waiting for. Welcome to 5432 Holley Oak Lane — a beautifully upgraded 2023 Colonial in Lees Parke that combines lower monthly ownership costs with modern, move-in-ready living. Let’s talk numbers first. Qualified buyers may have the opportunity to assume an existing 5.25% interest rate on an approximate remaining loan balance of $588,000 — creating a financing opportunity that is becoming increasingly difficult to find. Buyers should verify eligibility, terms, and cash-to-close requirements with the loan servicer. And it gets even better. The sellers will pay off the remaining solar panel balance at closing, allowing the next owner to enjoy the benefits of solar without taking on an additional solar payment. Current homeowners average approximately $30/month in electric costs — creating meaningful savings that continue month after month. Why buyers love this home: ✓ Potential access to a lower-than-market assumable interest rate ✓ Seller-paid solar payoff at closing ✓ Approximate electric bills averaging around $30/month ✓ Built in 2023 — enjoy newer construction without the wait ✓ Finished walkout basement for added flexibility ✓ Four bedrooms with convenient upper-level laundry ✓ Premium corner lot with added outdoor space Inside, natural light fills the open-concept main level and creates a space that feels bright, functional, and easy to live in. The upgraded kitchen stands out with stainless steel appliances, upgraded countertops, a large center island, and a beautifully finished backsplash that elevates the entire space while still feeling warm and welcoming. Upstairs, you'll find four generously sized bedrooms and upper-level laundry that makes everyday living easier. The spacious primary suite feels like a true retreat and includes two closets — one of those features buyers quickly realize they never want to live without. Need more space? The fully finished walkout basement offers endless flexibility for a second living room, gym, office, playroom, media room, or guest space. With direct outdoor access and natural light, it feels fully integrated into the home instead of feeling like basement space. Outside, enjoy the deck and the added usable yard space that comes with this premium corner lot positioning — offering room to relax, entertain, garden, play, or simply enjoy a little more breathing room. Located in sought-after Lees Parke with community amenities including a pool, clubhouse, and courts. Opportunities like this are rare — a nearly new home, energy savings already in place, no solar payoff burden to the buyer, and potential access to financing terms that are becoming increasingly difficult to find. If you’ve been waiting for a home that makes sense both emotionally and financially, this may be the one.

5432 Holley Oak Lane | MLS# VASP2038896

This single family home located at 5432 Holley Oak Lane, Fredericksburg, VA 22407 is currently listed for sale with an asking price of $634,900. This property was built in 2023 and has 4 bedrooms and 3 full and 1 partial baths with 3476 sq. ft. Holley Oak Lane is located in the LEES PARKE subdivision within the SPOTSYLVANIA COUNTY PUBLIC SCHOOLS school district. Search LEES PARKE real estate on www.danitajacksonrealestate.com today.

Upcoming Open Houses

Open House Saturday May 23rd, 1:00pm - 3:00pm

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Walkout Stairs, Rear Entrance, Poured Concrete, Outside Entrance, Fully Finished
Cooling: Heat Pump(s), Central A/C
Fuel Type: Electric
Garage: 2
Heating: Forced Air, Heat Pump(s)
Home Style: Colonial
Lot Size: 0.19 Acres
Roof Type: Architectural Shingle
Stories: 2.0
Taxes: $3,931
Year Built: 2023

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Built-In Microwave, Disposal, Dryer - Electric, ENERGY STAR Refrigerator, ENERGY STAR Dishwasher, ENERGY STAR Clothes Washer, Exhaust Fan, Oven - Wall, Oven/Range - Gas, Stainless Steel Appliances
Community Amenities: Basketball Courts, Club House, Common Grounds, Exercise Room, Pickleball Courts, Pool - Outdoor, Tennis Courts
Days on Site: 85
Electric: Underground
Exterior: Vinyl Siding, Frame, Concrete
Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank
HOA Fee: $97.00/Monthly
Interior: Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops
Lot: Corner, Front Yard
Lot Dimensions: 0.19 Acre(S)
Number of Rooms: 17
Parking Features: Concrete Driveway
Parking Notes: 4 Total Parking Spaces
Pet Restrictions: No Pet Restrictions
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Kitchen, Family Room, Bedroom 1,Laundry, Office, Recreation Room, Storage Room, Utility Room, Bathroom 1,Primary Bathroom, Half Bath
Sewer: Other, Public Sewer
SQFT Above Finished: 2708
SQFT Below Finished: 768
SQFT Total Finished: 3476
Structure Type: Detached
Total Garage/Parking Spaces: 4
Utilities: Under Ground
Water: Public
Windows: Double Hung, Double Pane, Energy Efficient

Room Sizes

Bedroom 1: 11 x 11 Level - Upper 1
Bedroom 2: 11 x 10 Level - Upper 1
Bedroom 3: 12 x 13 Level - Upper 1
Primary Bedroom: 19 x 14 Level - Upper 1
Bathroom 1: 5 x 9 Level - Upper 1
Primary Bathroom: 12 x 11 Level - Upper 1
Bathroom 1: 5 x 12 Level - Lower 1
Recreation Room: 35 x 24 Level - Lower 1
Utility Room: 13 x 9 Level - Lower 1
Storage Room: 16 x 9 Level - Lower 1
Laundry: 8 x 7 Level - Upper 1
Half Bath: 4 x 12 Level - Main
Office: 12 x 12 Level - Main
Kitchen: 10 x 19 Level - Main
Dining Room: 16 x 7 Level - Main
Living Room: 16 x 17 Level - Main
Family Room: 16 x 11 Level - Main

Local Schools

High School: COURTLAND
Middle School: SPOTSYLVANIA
Elementary School: PARKSIDE
School District: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Century 21 Redwood Realty
Agency Phone: 5408982900

Shown By

Agent Name: Danita Jackson
Agent Phone: (804) 908-2288 Cell
Agency Title: Joyner Fine Properties

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Estimated Payment

$ 3,723.16 per month $3,210.40 Principal & Interest $327.58 Property Tax $185.18 Homeowner's Insurance

Change Payment Information

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years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613

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